Consumer loan (loan with no deposit) – it is a simple and reliable way to cover unforeseen bills for major purchases or facilities such as purchase of a car, household appliances, travel, study, medical expenses and other items or services. Loans might be used as an initial real estate contribution as this loan does not require any initial deposit.
Considering the longer credit repayment term, the amounts of money are significantly higher than in the category of instant credit. Monthly payments after choosing such crediting method will not complicate your welfare!
Conditions and why worth choosing it:
- Annual interest rate from 8,6 %.
- The amount of consumer loan from 500 EUR to 15 000 EUR.
Advice and information for people who want to get a consumer loan faster
- Complete the loan application form answer required fields providing correct data.
- More detailed information about the loan interest rate and terms will be provided after the preliminary decision.
For example, a consumer loan of 15000 EUR for a period of 72 months is subject to a fixed interest rate of 8,6 % per annum, an origination fee of 7,9 % and a monthly administration fee of 0,18 %, but not less than 7 EUR. The monthly instalment is 310,87 EUR. The total amount payable by the borrower is 22382,87 EUR and the annual percentage rate of charge for the total cost of consumer credit (APRC) is 14,22 %.